thingsmoneycando
Six numbers worth knowing, whether your paycheck is the same every week or never the same twice.
For gig & irregular income
Take your average month, hold back a safety margin, and pay yourself the same number every week — whether the gigs paid out or not.
Not three to six months of an average you don't have — sized off your actual worst month, so it covers the month that really tests you.
No one's withholding taxes from a 1099 check. This is what I set aside as it comes in, so April isn't a gut-punch.
Next estimated payment is due —.
For everyone
For steady paycheck income. Split take-home pay into needs, wants, and savings or debt payoff.
What you own minus what you owe. Works the same whether your income is steady or not.
Interest on your interest, projected out. The stacking needs time to actually stack.